Texas-instruments BA II PLUS Manuel d'utilisateur Page 41
- Page / 114
- Table des matières
- MARQUE LIVRES
Noté. / 5. Basé sur avis des utilisateurs
Time-Value-of-Money and Amortization Worksheets 37
Answer: You can borrow $13,441.47 with a down payment of $1,658.53.
Example: Computing Regular Deposits for a
Specified Future Amount
You plan to open a savings account and deposit the same amount of
money at the beginning of each month. In 10 years, you want to have
$25,000 in the account.
How much should you deposit if the annual interest rate is 0.5% with
quarterly compounding?
Note:
Because C/Y (compounding periods per year) is automatically set
to equal P/Y (payments per year), you must change the C/Y value.
Answer: You must make monthly deposits of $203.13.
Compute loan amount. % .
PV=
13,441.47
Compute down payment H
15,100 S N
-1,658.53
To Press Display
Set all variables to defaults. & } !
RST 0.00
Set payments per year to 12. & [ 12 !
P/Y=
12.00
Set compounding periods to 4. #
4 !
C/Y=
4.00
Set beginning-of-period
payments.
& ] & V
BGN
Return to standard-calculator
mode.
& U
0.00
Enter number of deposits using
payment multiplier.
10 & Z ,
N=
120.00
Enter interest rate.
.5 -
I/Y=
0.50
Enter future value.
25,000 0
FV=
25,000.00
Compute deposit amount. % /
PMT=
-203.13
To Press Display
- BA II PLUS™ 1
- Calculator 1
- Important Information 2
- Interference 2
- Contents 3
- Turning On the Calculator 5
- Turning Off the Calculator 5
- Selecting 2nd Functions 6
- Reading the Display 6
- RAD is not displayed 7
- Setting Calculator Formats 8
- Choosing the Angle Units 9
- Using Dates 9
- Choosing Calculation Methods 9
- Resetting Default Values 9
- Resetting the Calculator 10
- Correcting Entry Errors 11
- Math Operations 12
- Universal Power ; 13
- Scientific Notation ; 15
- Memory Operations 16
- Calculations Using Constants 17
- Last Answer Feature 18
- 2 ; 2.00 19
- Types of Worksheet Variables 21
- Enter-Only Variables 21
- Compute-Only Variables 21
- Automatic-Compute Variables 22
- Selecting Worksheet Settings 22
- Display Indicators 23
- Worksheets 25
- Clearing the Unused Variable 27
- Updating P1 and P2 28
- Computing Monthly Payments 31
- Computing Quarterly Payments 31
- Computing Future Value 32
- Computing Present Value 32
- Agreement 33
- Perpetual ordinary annuity 34
- Cash Flows 35
- With Residual Value 37
- Down Payment 40
- Specified Future Amount 41
- Amortization Schedule 42
- Computing the Monthly Payment 43
- Balloon Payment 44
- Cash Flow Worksheet 45
- Uneven and Grouped Cash Flows 46
- Entering Cash Flows 47
- Deleting Cash Flows 47
- Inserting Cash Flows 48
- Computing Cash Flows 48
- Computing NPV 49
- Computing IRR 49
- solutions can exist 50
- Entering Cash-Flow Data 51
- Editing Cash-Flow Data 51
- Bond Worksheet 55
- Bond Worksheet Variables 56
- until ACT or 360 appears 57
- Bond Worksheet Terminology 58
- SDT value and press ! 59
- Interest 60
- Depreciation Worksheet 61
- 58 Depreciation Worksheet 62
- Entering Values for LIF 63
- Entering Values for M01 63
- Working with YR 63
- Entering Depreciation Data 64
- 62 Depreciation Worksheet 66
- Statistics Worksheet 67
- Entering Data Points 68
- Regression Models 69
- Entering Statistical Data 70
- Computing Statistical Results 71
- 68 Statistics Worksheet 72
- Other Worksheets 73
- Worksheet Variables 74
- Entering Values 74
- Computing Values 74
- Interest Conversion Worksheet 76
- Resetting Variables 77
- Converting Variables 77
- Converting Interest Rates 77
- Date Worksheet 78
- Entering Dates 79
- Computing Dates 79
- Profit Margin Worksheet 80
- Computing Profit Margin 81
- Breakeven Worksheet 82
- Computing Breakeven 83
- Memory Worksheet 84
- 82 Other Worksheets 86
- Formulas 87
- Amortization 89
- Cash Flow 89
- I/Y ÷ 100 90
- Depreciation 92
- Straight-line depreciation 93
- Statistics 94
- Regressions 95
- Interest Rate Conversions 95
- Percent Change 95
- Profit Margin 96
- Breakeven 96
- Days between Dates 96
- 30/360 day-count method 97
- Error Messages 98
- Accuracy Information 99
- ‡x, LN, e 100
- Battery Information 101
- In Case of Difficulty 102
- For general information 103
- For technical support 103
- THIS WARRANTY IS VOID IF THE 104
- All Other Customers 105
- Numerics 107
- 110 Index 114
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